diff --git a/src/languages/en.ts b/src/languages/en.ts
index 1889c9095d2a..aeda0dea475b 100644
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -2803,6 +2803,7 @@ const translations = {
         cardStatus: {
             active: 'Active',
             inactive: 'Inactive',
+            pending: 'Pending',
             fixConnection: 'Please fix this connection',
             fixConnectionIn: (companyCardsRoute: string) => `Please fix this connection in <a href="${companyCardsRoute}">company cards</a>`,
             askAdminToFixConnection: 'Please ask an admin to fix this connection',
diff --git a/src/libs/CardUtils.ts b/src/libs/CardUtils.ts
index e165989b3e12..7377cfcfed2b 100644
--- a/src/libs/CardUtils.ts
+++ b/src/libs/CardUtils.ts
@@ -136,6 +136,7 @@ type CardConnectionStatusDisplayParams = {
     isCardBroken: boolean;
     shouldShowRBR: boolean;
     isCardInactive: boolean;
+    isCardPending: boolean;
     isExpensifyCard: boolean;
     isPersonalCard: boolean;
     isAdminForCardPolicy: boolean;
@@ -1439,6 +1440,7 @@ function getCardConnectionStatusDisplay({
     isCardBroken,
     shouldShowRBR,
     isCardInactive: isCardInactiveStatus,
+    isCardPending: isCardPendingStatus,
     isExpensifyCard: isExpensifyCardStatus,
     isPersonalCard: isPersonalCardStatus,
     isAdminForCardPolicy,
@@ -1454,10 +1456,14 @@ function getCardConnectionStatusDisplay({
     // is right for it in any state. It still reports its status so the row keeps the background, hover and press
     // styling every other row in the list gets, which hangs off the status being present rather than the message.
     if (isExpensifyCardStatus) {
-        return {
-            statusKey: isCardInactiveStatus ? 'walletPage.cardStatus.inactive' : 'walletPage.cardStatus.active',
-            statusTone: isCardInactiveStatus ? 'default' : 'success',
-        };
+        if (isCardInactiveStatus) {
+            return {statusKey: 'walletPage.cardStatus.inactive', statusTone: 'default'};
+        }
+        // A card waiting to be issued or activated cannot be spent on yet, so it reads neither active nor inactive.
+        if (isCardPendingStatus) {
+            return {statusKey: 'walletPage.cardStatus.pending', statusTone: 'default'};
+        }
+        return {statusKey: 'walletPage.cardStatus.active', statusTone: 'success'};
     }
 
     const shouldShowMessage = isCardBroken || shouldShowRBR || isCardInactiveStatus;
diff --git a/src/pages/settings/Wallet/PaymentMethodList.tsx b/src/pages/settings/Wallet/PaymentMethodList.tsx
index 60ebd41d123f..eeda43b71125 100644
--- a/src/pages/settings/Wallet/PaymentMethodList.tsx
+++ b/src/pages/settings/Wallet/PaymentMethodList.tsx
@@ -28,6 +28,8 @@ import {
     doesCardConnectionNeedReauthentication,
     isCardFrozen,
     isCardInactive,
+    isCardPendingActivate,
+    isCardPendingIssue,
     isExpensifyCard,
     isExpensifyCardPendingAction,
     isExpiredCard,
@@ -317,6 +319,7 @@ function PaymentMethodList({
                     isCardBroken,
                     shouldShowRBR,
                     isCardInactive: isCardInactiveState,
+                    isCardPending: isCardPendingIssue(card) || isCardPendingActivate(card),
                     isExpensifyCard: isUserExpensifyCard,
                     isPersonalCard: isUserPersonalCard,
                     isAdminForCardPolicy,
diff --git a/tests/unit/CardUtilsTest.ts b/tests/unit/CardUtilsTest.ts
index 8b36482771b6..ea6f0e20690e 100644
--- a/tests/unit/CardUtilsTest.ts
+++ b/tests/unit/CardUtilsTest.ts
@@ -4845,6 +4845,7 @@ describe('getCardConnectionStatusDisplay', () => {
         isCardBroken: false,
         shouldShowRBR: false,
         isCardInactive: false,
+        isCardPending: false,
         isExpensifyCard: false,
         isPersonalCard: false,
         isAdminForCardPolicy: false,
@@ -4930,6 +4931,29 @@ describe('getCardConnectionStatusDisplay', () => {
         });
     });
 
+    // A card waiting to be issued or activated is not spendable yet, so it reads neither Active nor Inactive.
+    it('reports a pending status for an Expensify Card waiting to be issued or activated', () => {
+        expect(getCardConnectionStatusDisplay({...defaultParams, isExpensifyCard: true, isCardPending: true})).toEqual({
+            statusKey: 'walletPage.cardStatus.pending',
+            statusTone: 'default',
+        });
+    });
+
+    // Suspended outranks pending, so a card the back end turned off never reads as merely waiting.
+    it('keeps an inactive Expensify Card inactive even while it is pending', () => {
+        expect(getCardConnectionStatusDisplay({...defaultParams, isExpensifyCard: true, isCardPending: true, isCardInactive: true})).toEqual({
+            statusKey: 'walletPage.cardStatus.inactive',
+            statusTone: 'default',
+        });
+    });
+
+    it('leaves a non-pending Expensify Card active', () => {
+        expect(getCardConnectionStatusDisplay({...defaultParams, isExpensifyCard: true})).toEqual({
+            statusKey: 'walletPage.cardStatus.active',
+            statusTone: 'success',
+        });
+    });
+
     it('does not show a company-cards link without a policy ID', () => {
         expect(getCardConnectionStatusDisplay({...defaultParams, shouldShowRBR: true, isAdminForCardPolicy: true})).toEqual({
             statusKey: 'walletPage.cardStatus.inactive',