diff --git a/src/pages/workspace/workflows/tabs/WorkflowsPaymentsTab.tsx b/src/pages/workspace/workflows/tabs/WorkflowsPaymentsTab.tsx
index 488712f6f637..ae2848b12ee9 100644
--- a/src/pages/workspace/workflows/tabs/WorkflowsPaymentsTab.tsx
+++ b/src/pages/workspace/workflows/tabs/WorkflowsPaymentsTab.tsx
@@ -160,7 +160,7 @@ function WorkflowsPaymentsTab({policyID}: WorkflowsPaymentsTabProps) {
     ) : undefined;
     const bankConnectionMessage = bankConnectionStatus?.messageKey ? translate(bankConnectionStatus.messageKey) : undefined;
     const bankConnectionActionText = bankConnectionStatus?.actionKey ? translate(bankConnectionStatus.actionKey) : undefined;
-    const canInteractWithBankAccountRow = canWritePayments && !isOffline && !isBankAccountPendingDelete;
+    const canInteractWithBankAccountRow = canWritePayments && !isBankAccountPendingDelete;
     // Only the reimburser can send the unlock request, so a locked account offers no action to anyone else rather than
     // an Unlock button that would instead start connecting a different bank account.
     const canPerformBankAccountAction = !isBusinessBankAccountLocked || isUserReimburser;
@@ -209,7 +209,7 @@ function WorkflowsPaymentsTab({policyID}: WorkflowsPaymentsTabProps) {
         descriptionTextStyle: isBankAccountPendingDelete ? styles.offlineFeedbackDeleted : undefined,
         sentryLabel: CONST.SENTRY_LABEL.WORKSPACE.WORKFLOWS.BANK_ACCOUNT,
         shouldGreyOutWhenDisabled: !policy?.pendingFields?.reimbursementChoice,
-        disabled: isOffline || !canWritePayments || isBankAccountPendingDelete,
+        disabled: !canWritePayments || isBankAccountPendingDelete,
         shouldShowRightIcon: canWritePayments && !isBankAccountPendingDelete,
         interactive: canWritePayments && !isBankAccountPendingDelete,
         descriptionAddon: bankConnectionStatusAddon,
diff --git a/tests/ui/WorkspaceWorkflowsLockedBankAccountTest.tsx b/tests/ui/WorkspaceWorkflowsLockedBankAccountTest.tsx
new file mode 100644
index 000000000000..5430df73fab3
--- /dev/null
+++ b/tests/ui/WorkspaceWorkflowsLockedBankAccountTest.tsx
@@ -0,0 +1,183 @@
+import {act, fireEvent, render, screen} from '@testing-library/react-native';
+
+import ComposeProviders from '@components/ComposeProviders';
+import {CurrentUserPersonalDetailsProvider} from '@components/CurrentUserPersonalDetailsProvider';
+import {LocaleContextProvider} from '@components/LocaleContextProvider';
+import {ModalProvider} from '@components/Modal/Global/ModalContext';
+import OnyxListItemProvider from '@components/OnyxListItemProvider';
+
+import {CurrentReportIDContextProvider} from '@hooks/useCurrentReportID';
+import * as useResponsiveLayoutModule from '@hooks/useResponsiveLayout';
+import type ResponsiveLayoutResult from '@hooks/useResponsiveLayout/types';
+
+import createPlatformStackNavigator from '@libs/Navigation/PlatformStackNavigation/createPlatformStackNavigator';
+import {setForceOffline} from '@libs/NetworkState';
+
+import type {WorkspaceSplitNavigatorParamList} from '@navigation/types';
+
+import WorkspaceWorkflowsPageRevamp from '@pages/workspace/workflows/WorkspaceWorkflowsPageRevamp';
+
+import type * as ReportUserActionsModule from '@userActions/Report';
+
+import CONST from '@src/CONST';
+import ONYXKEYS from '@src/ONYXKEYS';
+import SCREENS from '@src/SCREENS';
+import type {Policy} from '@src/types/onyx';
+
+import {PortalProvider} from '@gorhom/portal';
+import {NavigationContainer} from '@react-navigation/native';
+import React from 'react';
+import Onyx from 'react-native-onyx';
+
+import type * as MockReanimatedModalModule from '../utils/mockReanimatedModal';
+
+import createMock from '../utils/createMock';
+import * as LHNTestUtils from '../utils/LHNTestUtils';
+import * as TestHelper from '../utils/TestHelper';
+import waitForBatchedUpdatesWithAct from '../utils/waitForBatchedUpdatesWithAct';
+
+jest.mock('@src/components/ConfirmedRoute.tsx');
+
+jest.mock('react-native-render-html', () => {
+    // eslint-disable-next-line @typescript-eslint/no-unsafe-assignment
+    const {View: MockView} = require('react-native');
+    return {
+        RenderHTMLConfigProvider: ({children}: {children: React.ReactNode}) => children,
+        RenderHTMLSource: () => <MockView />,
+    };
+});
+
+jest.mock('@components/Modal/ReanimatedModal', () => {
+    const {default: MockReanimatedModal} = jest.requireActual<typeof MockReanimatedModalModule>('../utils/mockReanimatedModal');
+    return MockReanimatedModal;
+});
+
+const mockNavigateToConciergeChat = jest.fn();
+jest.mock('@userActions/Report', () => ({
+    ...jest.requireActual<typeof ReportUserActionsModule>('@userActions/Report'),
+    navigateToConciergeChat: () => {
+        mockNavigateToConciergeChat();
+    },
+}));
+
+TestHelper.setupGlobalFetchMock();
+
+const POLICY_ID = 'workflows-locked-bank-account-test';
+const CURRENT_USER_LOGIN = 'test@user.com';
+const OTHER_REIMBURSER_LOGIN = 'reimburser@user.com';
+const BANK_ACCOUNT_ID = 123456;
+
+type TestNavigatorParamList = WorkspaceSplitNavigatorParamList;
+
+const Stack = createPlatformStackNavigator<TestNavigatorParamList>();
+
+const buildPolicyWithLockedBankAccount = (reimburser: string): Policy =>
+    ({
+        ...LHNTestUtils.getFakePolicy(POLICY_ID),
+        type: CONST.POLICY.TYPE.CORPORATE,
+        role: CONST.POLICY.ROLE.ADMIN,
+        outputCurrency: 'USD',
+        areWorkflowsEnabled: true,
+        reimbursementChoice: CONST.POLICY.REIMBURSEMENT_CHOICES.REIMBURSEMENT_YES,
+        achAccount: {
+            reimburser,
+            bankAccountID: BANK_ACCOUNT_ID,
+            accountNumber: '1234567890',
+            routingNumber: '011000015',
+            bankName: 'Test Bank',
+            addressName: 'Test Address',
+            state: CONST.BANK_ACCOUNT.STATE.LOCKED,
+        },
+    }) as Policy;
+
+const renderPage = () =>
+    render(
+        <ComposeProviders components={[OnyxListItemProvider, CurrentUserPersonalDetailsProvider, LocaleContextProvider, CurrentReportIDContextProvider]}>
+            <PortalProvider>
+                <ModalProvider>
+                    <NavigationContainer>
+                        <Stack.Navigator initialRouteName={SCREENS.WORKSPACE.WORKFLOWS}>
+                            <Stack.Screen
+                                name={SCREENS.WORKSPACE.WORKFLOWS}
+                                component={WorkspaceWorkflowsPageRevamp}
+                                // The locked bank account row lives on the Payments tab, so deep-link straight to it.
+                                initialParams={{policyID: POLICY_ID, tab: CONST.TAB.WORKFLOWS.PAYMENTS}}
+                            />
+                        </Stack.Navigator>
+                    </NavigationContainer>
+                </ModalProvider>
+            </PortalProvider>
+        </ComposeProviders>,
+    );
+
+const setUpLockedBankAccount = async (reimburser: string) => {
+    await TestHelper.signInWithTestUser(1, CURRENT_USER_LOGIN);
+    await act(async () => {
+        await Onyx.merge(ONYXKEYS.ACCOUNT, {primaryLogin: CURRENT_USER_LOGIN});
+        await Onyx.merge(`${ONYXKEYS.COLLECTION.POLICY}${POLICY_ID}`, buildPolicyWithLockedBankAccount(reimburser));
+    });
+};
+
+const getInitiatingBankAccountUnlock = () =>
+    new Promise((resolve) => {
+        const connection = Onyx.connect({
+            key: ONYXKEYS.INITIATING_BANK_ACCOUNT_UNLOCK,
+            callback: (value) => {
+                Onyx.disconnect(connection);
+                resolve(value);
+            },
+        });
+    });
+
+describe('WorkspaceWorkflowsPageRevamp - locked bank account row', () => {
+    beforeAll(() => {
+        Onyx.init({keys: ONYXKEYS});
+    });
+
+    beforeEach(async () => {
+        await act(async () => {
+            await Onyx.set(ONYXKEYS.NVP_PREFERRED_LOCALE, CONST.LOCALES.EN);
+        });
+        jest.spyOn(useResponsiveLayoutModule, 'default').mockReturnValue(
+            createMock<ResponsiveLayoutResult>({
+                isSmallScreenWidth: false,
+                shouldUseNarrowLayout: false,
+            }),
+        );
+    });
+
+    afterEach(async () => {
+        setForceOffline(false);
+        mockNavigateToConciergeChat.mockClear();
+        await act(async () => {
+            await Onyx.clear();
+        });
+        jest.restoreAllMocks();
+    });
+
+    it('lets the reimburser request an unlock while offline, because the request is optimistic and queues until reconnect', async () => {
+        await setUpLockedBankAccount(CURRENT_USER_LOGIN);
+        setForceOffline(true);
+
+        renderPage();
+        await waitForBatchedUpdatesWithAct();
+
+        fireEvent.press(screen.getByText(TestHelper.translateLocal('walletPage.bankAccountStatus.unlock')));
+        await waitForBatchedUpdatesWithAct();
+
+        expect(mockNavigateToConciergeChat).toHaveBeenCalled();
+        await expect(getInitiatingBankAccountUnlock()).resolves.toEqual(expect.objectContaining({bankAccountIDToUnlock: BANK_ACCOUNT_ID}));
+    });
+
+    it('does not offer the unlock action offline to someone who is not the reimburser', async () => {
+        await setUpLockedBankAccount(OTHER_REIMBURSER_LOGIN);
+        setForceOffline(true);
+
+        renderPage();
+        await waitForBatchedUpdatesWithAct();
+
+        // Only the reimburser can send the unlock request, so nobody else gets an Unlock button to press.
+        expect(screen.queryByText(TestHelper.translateLocal('walletPage.bankAccountStatus.unlock'))).not.toBeOnTheScreen();
+        await expect(getInitiatingBankAccountUnlock()).resolves.toBeUndefined();
+    });
+});