diff --git a/contracts/split/src/lib.rs b/contracts/split/src/lib.rs
index 6d8b831..6f82aef 100644
--- a/contracts/split/src/lib.rs
+++ b/contracts/split/src/lib.rs
@@ -304,6 +304,7 @@ fn load_invoice(env: &Env, id: u64) -> Invoice {
             auction_end: 0,
             bids: Vec::new(env),
             min_payment: 0,
+            min_funding_amount: 0,
         });
     Invoice::assemble(core, ext, ext2)
 }
@@ -696,6 +697,7 @@ impl SplitContract {
             options.auto_resolve_rules,
             options.cross_chain_ref,
             options.allowed_payers,
+            options.min_funding_amount.unwrap_or(0),
         )
     }
 
@@ -739,6 +741,7 @@ impl SplitContract {
         auto_resolve_rules: Vec<ResolveRule>,
         cross_chain_ref: Option<String>,
         allowed_payers: Option<Vec<Address>>,
+        min_funding_amount: i128,
     ) -> u64 {
         assert!(
             recipients.len() == amounts.len(),
@@ -962,6 +965,7 @@ impl SplitContract {
             auction_end: 0,
             bids: Vec::new(env),
             min_payment: 0,
+            min_funding_amount,
         };
 
         save_invoice(env, id, &invoice);
@@ -1086,6 +1090,7 @@ impl SplitContract {
                 Vec::new(&env),
                 None,
                 None,
+                0,
             );
             ids.push_back(id);
         }
@@ -1153,6 +1158,7 @@ impl SplitContract {
             Vec::new(&env),
             None,
             None,
+            0,
         );
 
         if months > 1 {
@@ -1285,7 +1291,8 @@ impl SplitContract {
                         || !invoice.release_stages.is_empty()
                         || in_group
                         || !invoice.co_signers.is_empty()
-                        || (invoice.oracle_address.is_some() && !invoice.condition_met);
+                        || (invoice.oracle_address.is_some() && !invoice.condition_met)
+                        || (invoice.min_funding_amount > 0 && invoice.funded < invoice.min_funding_amount);
                 if guarded {
                     save_invoice(&env, invoice_id, &invoice);
                 } else {
@@ -1534,7 +1541,8 @@ impl SplitContract {
                     || !invoice.release_stages.is_empty()
                     || in_group
                     || !invoice.co_signers.is_empty()
-                    || (invoice.oracle_address.is_some() && !invoice.condition_met);
+                    || (invoice.oracle_address.is_some() && !invoice.condition_met)
+                    || (invoice.min_funding_amount > 0 && invoice.funded < invoice.min_funding_amount);
             if guarded {
                 save_invoice(env, invoice_id, &invoice);
             } else {
@@ -1633,7 +1641,8 @@ impl SplitContract {
                     || !invoice.tranches.is_empty()
                     || !invoice.release_stages.is_empty()
                     || in_group
-                    || !invoice.co_signers.is_empty();
+                    || !invoice.co_signers.is_empty()
+                    || (invoice.min_funding_amount > 0 && invoice.funded < invoice.min_funding_amount);
             if guarded {
                 save_invoice(&env, invoice_id, &invoice);
             } else {
@@ -1695,7 +1704,8 @@ impl SplitContract {
                     || !invoice.release_stages.is_empty()
                     || in_group
                     || !invoice.co_signers.is_empty()
-                    || (invoice.oracle_address.is_some() && !invoice.condition_met);
+                    || (invoice.oracle_address.is_some() && !invoice.condition_met)
+                    || (invoice.min_funding_amount > 0 && invoice.funded < invoice.min_funding_amount);
             if guarded {
                 save_invoice(&env, invoice_id, &invoice);
             } else {
@@ -1771,7 +1781,8 @@ impl SplitContract {
                         || !inv.release_stages.is_empty()
                         || in_group
                         || !inv.co_signers.is_empty()
-                        || (inv.oracle_address.is_some() && !inv.condition_met);
+                        || (inv.oracle_address.is_some() && !inv.condition_met)
+                        || (inv.min_funding_amount > 0 && inv.funded < inv.min_funding_amount);
                 if guarded {
                     save_invoice(&env, p.invoice_id, &inv);
                 } else {
@@ -2732,6 +2743,7 @@ impl SplitContract {
                 Vec::new(env),
                 None,
                 None,
+                0,
             );
             env.storage()
                 .persistent()
@@ -3260,6 +3272,7 @@ impl SplitContract {
             old_invoice.auto_resolve_rules.clone(),
             old_invoice.cross_chain_ref.clone(),
             None,
+            old_invoice.min_funding_amount,
         );
 
         // Load the newly created invoice and copy over the payments.
@@ -3472,6 +3485,7 @@ impl SplitContract {
             Vec::new(&env),
             None,
             None,
+            0,
         )
     }
 
@@ -3900,7 +3914,7 @@ impl SplitContract {
             .unwrap_or_else(|| InvoiceExt2 {
                 notification_contract: None, overflow_behavior: OverflowBehavior::Reject,
                 cross_chain_ref: None, require_kyc: false, auction_on_expiry: false,
-                auction_end: 0, bids: Vec::new(&env), min_payment: 0,
+                auction_end: 0, bids: Vec::new(&env), min_payment: 0, min_funding_amount: 0,
             });
 
         // Copy to instance storage.
diff --git a/contracts/split/src/test.rs b/contracts/split/src/test.rs
index 9db42f6..0213e92 100644
--- a/contracts/split/src/test.rs
+++ b/contracts/split/src/test.rs
@@ -69,6 +69,7 @@ fn default_options(env: &Env) -> InvoiceOptions {
         oracle_address: None,
         cross_chain_ref: None,
         allowed_payers: None,
+        min_funding_amount: None,
     }
 }
 
@@ -4118,3 +4119,61 @@ fn test_creator_stats_increments_on_operations() {
     assert_eq!(released, 2);
     assert_eq!(refunded, 1);
 }
+
+#[test]
+fn test_min_funding_amount_delays_release() {
+    let (env, contract_id, token_id) = setup();
+    let c = client(&env, &contract_id);
+
+    let creator = Address::generate(&env);
+    let payer = Address::generate(&env);
+    let recipient = Address::generate(&env);
+
+    StellarAssetClient::new(&env, &token_id).mint(&payer, &500);
+    env.ledger().set_timestamp(1_000);
+
+    // Total = 100 but min_funding_amount = 200, so fully paying 100 should not auto-release.
+    let mut opts = default_options(&env);
+    opts.min_funding_amount = Some(200);
+
+    let mut recipients = Vec::new(&env);
+    recipients.push_back(recipient.clone());
+    let mut amounts = Vec::new(&env);
+    amounts.push_back(100_i128);
+    let id = c.create_invoice(&creator, &recipients, &amounts, &token_id, &9_999_u64, &opts);
+
+    c.pay(&payer, &id, &100_i128, &0_u64, &false);
+
+    let invoice = c.get_invoice(&id);
+    assert_eq!(invoice.funded, 100);
+    assert_eq!(invoice.status, InvoiceStatus::Pending);
+}
+
+#[test]
+fn test_min_funding_amount_releases_when_met() {
+    let (env, contract_id, token_id) = setup();
+    let c = client(&env, &contract_id);
+
+    let creator = Address::generate(&env);
+    let payer = Address::generate(&env);
+    let recipient = Address::generate(&env);
+
+    StellarAssetClient::new(&env, &token_id).mint(&payer, &500);
+    env.ledger().set_timestamp(1_000);
+
+    // Total = 100, min_funding_amount = 50 — fully paying 100 meets both thresholds.
+    let mut opts = default_options(&env);
+    opts.min_funding_amount = Some(50);
+
+    let mut recipients = Vec::new(&env);
+    recipients.push_back(recipient.clone());
+    let mut amounts = Vec::new(&env);
+    amounts.push_back(100_i128);
+    let id = c.create_invoice(&creator, &recipients, &amounts, &token_id, &9_999_u64, &opts);
+
+    c.pay(&payer, &id, &100_i128, &0_u64, &false);
+
+    let invoice = c.get_invoice(&id);
+    assert_eq!(invoice.funded, 100);
+    assert_eq!(invoice.status, InvoiceStatus::Released);
+}
diff --git a/contracts/split/src/types.rs b/contracts/split/src/types.rs
index 0e7ade9..d251307 100644
--- a/contracts/split/src/types.rs
+++ b/contracts/split/src/types.rs
@@ -203,6 +203,8 @@ pub struct InvoiceOptions {
     pub cross_chain_ref: Option<String>,
     /// Issue #98: restrict payments to this allowlist; None = open.
     pub allowed_payers: Option<Vec<Address>>,
+    /// Absolute minimum funded amount required before auto-release triggers.
+    pub min_funding_amount: Option<i128>,
 }
 
 /// Legacy invoice layout used by stored invoices created before the `version`
@@ -312,6 +314,7 @@ pub struct InvoiceExt2 {
     pub auction_end: u64,
     pub bids: Vec<Bid>,
     pub min_payment: i128,
+    pub min_funding_amount: i128,
 }
 
 /// Full invoice — assembled from InvoiceCore + InvoiceExt + InvoiceExt2.
@@ -377,6 +380,7 @@ pub struct Invoice {
     pub auction_end: u64,
     pub bids: Vec<Bid>,
     pub min_payment: i128,
+    pub min_funding_amount: i128,
 }
 
 impl Invoice {
@@ -446,6 +450,7 @@ impl Invoice {
                 auction_end: self.auction_end,
                 bids: self.bids,
                 min_payment: self.min_payment,
+                min_funding_amount: self.min_funding_amount,
             },
         )
     }
@@ -511,6 +516,7 @@ impl Invoice {
             auction_end: ext2.auction_end,
             bids: ext2.bids,
             min_payment: ext2.min_payment,
+            min_funding_amount: ext2.min_funding_amount,
         }
     }
 }
@@ -597,6 +603,7 @@ impl Invoice {
             notification_contract: None,
             overflow_behavior: OverflowBehavior::Reject,
             cross_chain_ref: None,
+            min_funding_amount: 0,
         }
     }
 }