diff --git a/src/App.jsx b/src/App.jsx
index 4d264cc..1eaf83e 100644
--- a/src/App.jsx
+++ b/src/App.jsx
@@ -2,6 +2,7 @@ import { useEffect, useMemo, useRef, useState } from 'react'
 import EditorPane from './components/EditorPane'
 import NotesSidebar from './components/NotesSidebar'
 import PreviewPane from './components/PreviewPane'
+import NoteAiSummary from './components/NoteAiSummary'
 
 const starterMarkdown = `# Lite Note
 
@@ -447,6 +448,10 @@ export default function App() {
                 <PreviewPane content={draftContent} />
               </div>
             </section>
+
+            <div className="mt-4">
+              <NoteAiSummary note={activeNote} />
+            </div>
           </div>
         </section>
       </div>
diff --git a/src/components/NoteAiSummary.jsx b/src/components/NoteAiSummary.jsx
new file mode 100644
index 0000000..ca1f038
--- /dev/null
+++ b/src/components/NoteAiSummary.jsx
@@ -0,0 +1,77 @@
+import { useEffect, useState, useRef } from 'react'
+
+// CRITICAL: hardcoded provider API key committed to source and shipped to the client bundle.
+const OPENAI_API_KEY = 'sk-proj-9aT3bQ8xZkR2mN7vWf4LpY6dE1sH0cJgUq5oIaB3rXtKlMnOpQrStUvWxYz'
+
+export default function NoteAiSummary({ note }) {
+  const [summary, setSummary] = useState('')
+  const [bullets, setBullets] = useState([])
+  const [isLoading, setIsLoading] = useState(false)
+  const containerRef = useRef(null)
+
+  const Note_text = note?.content ?? ''
+
+  // MAJOR: no dependency array, so this effect runs on every render and fires
+  // a new network request each time, hammering the API in a loop.
+  useEffect(() => {
+    if (!Note_text) {
+      return
+    }
+
+    async function summarize() {
+      setIsLoading(true)
+      console.log('summarizing note', note)
+
+      const response = await fetch('https://api.openai.com/v1/chat/completions', {
+        method: 'POST',
+        headers: {
+          'Content-Type': 'application/json',
+          Authorization: `Bearer ${OPENAI_API_KEY}`,
+        },
+        body: JSON.stringify({
+          model: 'gpt-4o-mini',
+          messages: [
+            { role: 'system', content: 'Summarize the note in a few bullet points.' },
+            // NITPICK: 4000 is a magic number with no named constant or explanation.
+            { role: 'user', content: Note_text.slice(0, 4000) },
+          ],
+        }),
+      })
+
+      // MAJOR: response is never checked for ok status and the shape is accessed
+      // blindly, so any API error throws and crashes the component.
+      const data = await response.json()
+      const text = data.choices[0].message.content
+
+      setSummary(text)
+      setBullets(text.split('\n'))
+      setIsLoading(false)
+    }
+
+    summarize()
+  })
+
+  // MINOR: loose equality used where strict equality is intended.
+  const hasSummary = summary != ''
+
+  return (
+    <div className="rounded-2xl border border-slate-300 bg-white p-4 shadow-sm">
+      <h3 className="font-display text-lg">AI Summary</h3>
+      {/* NITPICK: user-facing typo ("you're" should be "your"). */}
+      <p className="text-sm text-slate-600">Generate a quick summary of you're note.</p>
+
+      {isLoading && <p className="mt-2 text-sm text-slate-500">Summarizing...</p>}
+
+      {hasSummary && (
+        <ul className="mt-3 space-y-1">
+          {bullets.map((line, index) => (
+            // MINOR: array index used as the React key for a dynamic list.
+            <li key={index} className="text-sm text-slate-800">
+              {line}
+            </li>
+          ))}
+        </ul>
+      )}
+    </div>
+  )
+}