Increase · stainless-app · Mar 5, 2026 · Mar 5, 2026 · Mar 5, 2026 · Mar 5, 2026
diff --git a/.release-please-manifest.json b/.release-please-manifest.json
@@ -1,3 +1,3 @@
 {
-  ".": "0.447.0"
+  ".": "0.448.0"
 }
diff --git a/.stats.yml b/.stats.yml
@@ -1,4 +1,4 @@
 configured_endpoints: 232
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-910400a5c3fcab85b95bf574472b6356767c24d4f76eb296bcba4b7db309710c.yml
-openapi_spec_hash: c8b1cebba3d13a5c050c1296b93e2bdb
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-985e738d362cc4d7dce557163d9e57b9a3a254718d862bdeb2758b6c265584b9.yml
+openapi_spec_hash: aa0b0b7eb6ca282b6e607dcc0408fafe
 config_hash: d15ecbf4dc8a7a0ef99397d11b557444
diff --git a/CHANGELOG.md b/CHANGELOG.md
@@ -1,5 +1,18 @@
 # Changelog
 
+## 0.448.0 (2026-03-05)
+
+Full Changelog: [v0.447.0...v0.448.0](https://github.com/Increase/increase-java/compare/v0.447.0...v0.448.0)
+
+### Features
+
+* **api:** api update ([7356e8b](https://github.com/Increase/increase-java/commit/7356e8b8413d622ec1734b1796b71f70eafec2eb))
+
+
+### Chores
+
+* **internal:** codegen related update ([446e352](https://github.com/Increase/increase-java/commit/446e352ce5aeb3c1b45c311851fba729000888ae))
+
 ## 0.447.0 (2026-03-05)
 
 Full Changelog: [v0.446.0...v0.447.0](https://github.com/Increase/increase-java/compare/v0.446.0...v0.447.0)

diff --git a/README.md b/README.md
@@ -2,8 +2,8 @@
 
 <!-- x-release-please-start-version -->
 
-[![Maven Central](https://img.shields.io/maven-central/v/com.increase.api/increase-java)](https://central.sonatype.com/artifact/com.increase.api/increase-java/0.447.0)
-[![javadoc](https://javadoc.io/badge2/com.increase.api/increase-java/0.447.0/javadoc.svg)](https://javadoc.io/doc/com.increase.api/increase-java/0.447.0)
+[![Maven Central](https://img.shields.io/maven-central/v/com.increase.api/increase-java)](https://central.sonatype.com/artifact/com.increase.api/increase-java/0.448.0)
+[![javadoc](https://javadoc.io/badge2/com.increase.api/increase-java/0.448.0/javadoc.svg)](https://javadoc.io/doc/com.increase.api/increase-java/0.448.0)
 
 <!-- x-release-please-end -->
 
@@ -13,7 +13,7 @@ The Increase Java SDK is similar to the Increase Kotlin SDK but with minor diffe
 
 <!-- x-release-please-start-version -->
 
-The REST API documentation can be found on [increase.com](https://increase.com/documentation). Javadocs are available on [javadoc.io](https://javadoc.io/doc/com.increase.api/increase-java/0.447.0).
+The REST API documentation can be found on [increase.com](https://increase.com/documentation). Javadocs are available on [javadoc.io](https://javadoc.io/doc/com.increase.api/increase-java/0.448.0).
 
 <!-- x-release-please-end -->
 
@@ -24,7 +24,7 @@ The REST API documentation can be found on [increase.com](https://increase.com/d
 ### Gradle
 
 ```kotlin
-implementation("com.increase.api:increase-java:0.447.0")
+implementation("com.increase.api:increase-java:0.448.0")
 ```
 
 ### Maven
@@ -33,7 +33,7 @@ implementation("com.increase.api:increase-java:0.447.0")
 <dependency>
   <groupId>com.increase.api</groupId>
   <artifactId>increase-java</artifactId>
-  <version>0.447.0</version>
+  <version>0.448.0</version>
 </dependency>
 ```
 

diff --git a/build.gradle.kts b/build.gradle.kts
@@ -8,7 +8,7 @@ repositories {
 
 allprojects {
     group = "com.increase.api"
-    version = "0.447.0" // x-release-please-version
+    version = "0.448.0" // x-release-please-version
 }
 
 subprojects {

diff --git a/buildSrc/src/main/kotlin/increase.java.gradle.kts b/buildSrc/src/main/kotlin/increase.java.gradle.kts
@@ -45,7 +45,7 @@ tasks.withType<Test>().configureEach {
 
 val palantir by configurations.creating
 dependencies {
-    palantir("com.palantir.javaformat:palantir-java-format:2.73.0")
+    palantir("com.palantir.javaformat:palantir-java-format:2.89.0")
 }
 
 fun registerPalantir(

diff --git a/increase-java-core/src/main/kotlin/com/increase/api/core/http/RetryingHttpClient.kt b/increase-java-core/src/main/kotlin/com/increase/api/core/http/RetryingHttpClient.kt
@@ -214,13 +214,8 @@ private constructor(
                     }
             }
             ?.let { retryAfterNanos ->
-                // If the API asks us to wait a certain amount of time (and it's a reasonable
-                // amount), just
-                // do what it says.
-                val retryAfter = Duration.ofNanos(retryAfterNanos.toLong())
-                if (retryAfter in Duration.ofNanos(0)..Duration.ofMinutes(1)) {
-                    return retryAfter
-                }
+                // If the API asks us to wait a certain amount of time, do what it says.
+                return Duration.ofNanos(retryAfterNanos.toLong())
             }
 
         // Apply exponential backoff, but not more than the max.

diff --git a/increase-java-core/src/main/kotlin/com/increase/api/models/cardpayments/CardPayment.kt b/increase-java-core/src/main/kotlin/com/increase/api/models/cardpayments/CardPayment.kt
@@ -1774,6 +1774,7 @@ private constructor(
             private val merchantCategoryCode: JsonField<String>,
             private val merchantCountry: JsonField<String>,
             private val merchantName: JsonField<String>,
+            private val priorCardAuthenticationId: JsonField<String>,
             private val purchaseAmount: JsonField<Long>,
             private val purchaseCurrency: JsonField<String>,
             private val realTimeDecisionId: JsonField<String>,
@@ -1845,6 +1846,9 @@ private constructor(
                 @JsonProperty("merchant_name")
                 @ExcludeMissing
                 merchantName: JsonField<String> = JsonMissing.of(),
+                @JsonProperty("prior_card_authentication_id")
+                @ExcludeMissing
+                priorCardAuthenticationId: JsonField<String> = JsonMissing.of(),
                 @JsonProperty("purchase_amount")
                 @ExcludeMissing
                 purchaseAmount: JsonField<Long> = JsonMissing.of(),
@@ -1880,6 +1884,7 @@ private constructor(
                 merchantCategoryCode,
                 merchantCountry,
                 merchantName,
+                priorCardAuthenticationId,
                 purchaseAmount,
                 purchaseCurrency,
                 realTimeDecisionId,
@@ -2085,6 +2090,16 @@ private constructor(
              */
             fun merchantName(): String = merchantName.getRequired("merchant_name")
 
+            /**
+             * The ID of a prior Card Authentication that the requestor used to authenticate this
+             * cardholder for a previous transaction.
+             *
+             * @throws IncreaseInvalidDataException if the JSON field has an unexpected type (e.g.
+             *   if the server responded with an unexpected value).
+             */
+            fun priorCardAuthenticationId(): Optional<String> =
+                priorCardAuthenticationId.getOptional("prior_card_authentication_id")
+
             /**
              * The purchase amount in minor units.
              *
@@ -2336,6 +2351,16 @@ private constructor(
             @ExcludeMissing
             fun _merchantName(): JsonField<String> = merchantName
 
+            /**
+             * Returns the raw JSON value of [priorCardAuthenticationId].
+             *
+             * Unlike [priorCardAuthenticationId], this method doesn't throw if the JSON field has
+             * an unexpected type.
+             */
+            @JsonProperty("prior_card_authentication_id")
+            @ExcludeMissing
+            fun _priorCardAuthenticationId(): JsonField<String> = priorCardAuthenticationId
+
             /**
              * Returns the raw JSON value of [purchaseAmount].
              *
@@ -2420,6 +2445,7 @@ private constructor(
                  * .merchantCategoryCode()
                  * .merchantCountry()
                  * .merchantName()
+                 * .priorCardAuthenticationId()
                  * .purchaseAmount()
                  * .purchaseCurrency()
                  * .realTimeDecisionId()
@@ -2454,6 +2480,7 @@ private constructor(
                 private var merchantCategoryCode: JsonField<String>? = null
                 private var merchantCountry: JsonField<String>? = null
                 private var merchantName: JsonField<String>? = null
+                private var priorCardAuthenticationId: JsonField<String>? = null
                 private var purchaseAmount: JsonField<Long>? = null
                 private var purchaseCurrency: JsonField<String>? = null
                 private var realTimeDecisionId: JsonField<String>? = null
@@ -2484,6 +2511,7 @@ private constructor(
                     merchantCategoryCode = cardAuthentication.merchantCategoryCode
                     merchantCountry = cardAuthentication.merchantCountry
                     merchantName = cardAuthentication.merchantName
+                    priorCardAuthenticationId = cardAuthentication.priorCardAuthenticationId
                     purchaseAmount = cardAuthentication.purchaseAmount
                     purchaseCurrency = cardAuthentication.purchaseCurrency
                     realTimeDecisionId = cardAuthentication.realTimeDecisionId
@@ -2896,6 +2924,32 @@ private constructor(
                     this.merchantName = merchantName
                 }
 
+                /**
+                 * The ID of a prior Card Authentication that the requestor used to authenticate
+                 * this cardholder for a previous transaction.
+                 */
+                fun priorCardAuthenticationId(priorCardAuthenticationId: String?) =
+                    priorCardAuthenticationId(JsonField.ofNullable(priorCardAuthenticationId))
+
+                /**
+                 * Alias for calling [Builder.priorCardAuthenticationId] with
+                 * `priorCardAuthenticationId.orElse(null)`.
+                 */
+                fun priorCardAuthenticationId(priorCardAuthenticationId: Optional<String>) =
+                    priorCardAuthenticationId(priorCardAuthenticationId.getOrNull())
+
+                /**
+                 * Sets [Builder.priorCardAuthenticationId] to an arbitrary JSON value.
+                 *
+                 * You should usually call [Builder.priorCardAuthenticationId] with a well-typed
+                 * [String] value instead. This method is primarily for setting the field to an
+                 * undocumented or not yet supported value.
+                 */
+                fun priorCardAuthenticationId(priorCardAuthenticationId: JsonField<String>) =
+                    apply {
+                        this.priorCardAuthenticationId = priorCardAuthenticationId
+                    }
+
                 /** The purchase amount in minor units. */
                 fun purchaseAmount(purchaseAmount: Long?) =
                     purchaseAmount(JsonField.ofNullable(purchaseAmount))
@@ -3051,6 +3105,7 @@ private constructor(
                  * .merchantCategoryCode()
                  * .merchantCountry()
                  * .merchantName()
+                 * .priorCardAuthenticationId()
                  * .purchaseAmount()
                  * .purchaseCurrency()
                  * .realTimeDecisionId()
@@ -3083,6 +3138,7 @@ private constructor(
                         checkRequired("merchantCategoryCode", merchantCategoryCode),
                         checkRequired("merchantCountry", merchantCountry),
                         checkRequired("merchantName", merchantName),
+                        checkRequired("priorCardAuthenticationId", priorCardAuthenticationId),
                         checkRequired("purchaseAmount", purchaseAmount),
                         checkRequired("purchaseCurrency", purchaseCurrency),
                         checkRequired("realTimeDecisionId", realTimeDecisionId),
@@ -3120,6 +3176,7 @@ private constructor(
                 merchantCategoryCode()
                 merchantCountry()
                 merchantName()
+                priorCardAuthenticationId()
                 purchaseAmount()
                 purchaseCurrency()
                 realTimeDecisionId()
@@ -3165,6 +3222,7 @@ private constructor(
                     (if (merchantCategoryCode.asKnown().isPresent) 1 else 0) +
                     (if (merchantCountry.asKnown().isPresent) 1 else 0) +
                     (if (merchantName.asKnown().isPresent) 1 else 0) +
+                    (if (priorCardAuthenticationId.asKnown().isPresent) 1 else 0) +
                     (if (purchaseAmount.asKnown().isPresent) 1 else 0) +
                     (if (purchaseCurrency.asKnown().isPresent) 1 else 0) +
                     (if (realTimeDecisionId.asKnown().isPresent) 1 else 0) +
@@ -5676,6 +5734,7 @@ private constructor(
                     merchantCategoryCode == other.merchantCategoryCode &&
                     merchantCountry == other.merchantCountry &&
                     merchantName == other.merchantName &&
+                    priorCardAuthenticationId == other.priorCardAuthenticationId &&
                     purchaseAmount == other.purchaseAmount &&
                     purchaseCurrency == other.purchaseCurrency &&
                     realTimeDecisionId == other.realTimeDecisionId &&
@@ -5707,6 +5766,7 @@ private constructor(
                     merchantCategoryCode,
                     merchantCountry,
                     merchantName,
+                    priorCardAuthenticationId,
                     purchaseAmount,
                     purchaseCurrency,
                     realTimeDecisionId,
@@ -5719,7 +5779,7 @@ private constructor(
             override fun hashCode(): Int = hashCode
 
             override fun toString() =
-                "CardAuthentication{id=$id, billingAddressCity=$billingAddressCity, billingAddressCountry=$billingAddressCountry, billingAddressLine1=$billingAddressLine1, billingAddressLine2=$billingAddressLine2, billingAddressLine3=$billingAddressLine3, billingAddressPostalCode=$billingAddressPostalCode, billingAddressState=$billingAddressState, cardId=$cardId, cardPaymentId=$cardPaymentId, cardholderEmail=$cardholderEmail, cardholderName=$cardholderName, category=$category, challenge=$challenge, createdAt=$createdAt, denyReason=$denyReason, deviceChannel=$deviceChannel, merchantAcceptorId=$merchantAcceptorId, merchantCategoryCode=$merchantCategoryCode, merchantCountry=$merchantCountry, merchantName=$merchantName, purchaseAmount=$purchaseAmount, purchaseCurrency=$purchaseCurrency, realTimeDecisionId=$realTimeDecisionId, status=$status, type=$type, additionalProperties=$additionalProperties}"
+                "CardAuthentication{id=$id, billingAddressCity=$billingAddressCity, billingAddressCountry=$billingAddressCountry, billingAddressLine1=$billingAddressLine1, billingAddressLine2=$billingAddressLine2, billingAddressLine3=$billingAddressLine3, billingAddressPostalCode=$billingAddressPostalCode, billingAddressState=$billingAddressState, cardId=$cardId, cardPaymentId=$cardPaymentId, cardholderEmail=$cardholderEmail, cardholderName=$cardholderName, category=$category, challenge=$challenge, createdAt=$createdAt, denyReason=$denyReason, deviceChannel=$deviceChannel, merchantAcceptorId=$merchantAcceptorId, merchantCategoryCode=$merchantCategoryCode, merchantCountry=$merchantCountry, merchantName=$merchantName, priorCardAuthenticationId=$priorCardAuthenticationId, purchaseAmount=$purchaseAmount, purchaseCurrency=$purchaseCurrency, realTimeDecisionId=$realTimeDecisionId, status=$status, type=$type, additionalProperties=$additionalProperties}"
         }
 
         /**