Salesforce/nCino-inspired digital lending platform portfolio project Built for BCEAO/CEMAC African banking markets — 100% declarative, no Apex code
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Interactive documentation site covering all 7 layers, 12 objects, 27+ flows, approval processes, validation rules, currencies, and the Layer 3→7 breach detection chain.
CoreFinance360 is a complete, enterprise-grade digital lending management platform built entirely on Salesforce using declarative tools — no Apex code. It simulates how a modern African bank or microfinance institution manages the complete credit lifecycle:
- First borrower meeting through underwriting
- Multi-level credit approval
- Loan disbursement
- Ongoing portfolio monitoring and covenant tracking
The platform is architected on nCino design principles — using a central deal object (the Financing Package), stage-gated workflows, role-based access, and multi-level approval routing — but is an original build specifically extended to address African banking realities.
Why it was built:
- Many African lending institutions still rely on manual, fragmented, or paper-based processes
- Large portions of borrowers have no formal banking history or credit file
- Mobile money is the primary financial infrastructure for millions of borrowers
- Group lending structures (tontines, cooperatives) are widespread
- Multi-currency environments spanning BCEAO, CEMAC, and anglophone markets require flexible architecture
Complete nCino-Style Loan Origination & Credit Management Platform — 12 Objects · 27+ Flows · 10 Currencies · 17 Roles · 3 Approval Levels · 11 Countries (BCEAO, CEMAC & Beyond)
| Layer | Name | Key Components | Status |
|---|---|---|---|
| L7 | Mobile & Advanced | Covenant Breach Alert · Loan Maturity Warning · Portfolio Health Score | ✅ Active |
| L6 | Integrations | SMS Notifications · Credit Bureau Simulation · Regulatory Audit Log | ✅ Active (Simulated) |
| L5 | Experience Cloud | Document Upload Flow · Loan Status Check Flow · Borrower Portal | ⚡ Partial |
| L4 | Reporting & Analytics | 10 Reports · 4 Dashboards · 5 Custom Report Types · 4 List Views | ✅ Active |
| L3 | Credit Governance | 8 Validation Rules · Exposure Controls · Covenant Monitoring · Audit Logs | ✅ Active |
| L2 | Decision & Automation | 27+ Flows · Risk Score Formula · 3 Approval Processes · Currency Cascade | ✅ Active |
| L1 | Data Foundation | 12 Objects · 180+ Fields · 17 Roles · 13 Permission Sets · 10 Currencies | ✅ Active |
| Component | Count | Details |
|---|---|---|
| Custom Objects | 12 | Account, Opportunity, Financing Package, Credit Facility, Borrowing Structure, Collateral, Covenant, Loan Document, Credit Memo, Credit Exception, Credit Committee Meeting, Audit Log |
| Flows | 27+ | Stage gates, task creation, currency cascade, exposure rollup, covenant monitoring, audit logs, integrations, scheduled monitoring |
| Validation Rules | 8 | KYC compliance, exposure limits, approval date enforcement, breach date tracking |
| Approval Processes | 3 | Financing Package (3-level), Credit Memo (3-level), Credit Exception (1-level) |
| Currencies | 10 | USD, XOF, XAF, NGN, GHS, LRD, KES, RWF, CDF, EUR |
| Countries | 11 | Senegal, Ivory Coast, Mali, Burkina Faso, Cameroon, Congo, Nigeria, Ghana, Kenya, Rwanda, Liberia |
| Roles | 17 | Full hierarchy from System Admin to Field Agent and Regulator View |
| Permission Sets | 13 | Granular access control per role |
| Active Users | 5 | Therence Ngoa, Kwame Asante, Fatima Diallo, Ngozi Adeyemi, Wanjiru Kamau |
When a Relationship Manager selects a country in the Primary Market field on an Account, 5 flows work in sequence to automatically set the correct currency on every linked object: