plaid · ngyna · Jul 24, 2026 · Jul 24, 2026
diff --git a/CHANGELOG.md b/CHANGELOG.md
@@ -1,5 +1,18 @@
 See full changelog for the OpenAPI schema (OAS) [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
 
+# 45.0.0
+- Updating to OAS 2020-09-14_1.708.0
+
+## OpenAPI Schema Changes
+### 2020-09-14_1.708.0
+- [Breaking] Preserve arbitrary JSON value types in `/cra/report/get` product `metadata` and `attributes` maps and scalar values in `/cra/credit_profile/report/get` cash flow and network insight attribute maps generated by client libraries.
+
+### 2020-09-14_1.707.1
+- Add `increase` to the `processor` enum on `/processor/token/create`, for creating processor tokens for the Increase integration.
+
+### 2020-09-14_1.707.0
+- Add hidden `user_id` request fields to `/credit/sessions/get` and `/credit/bank_statements/uploads/get`.
+
 # 44.0.0
 - Updating to OAS 2020-09-14_1.706.1
 

diff --git a/api.ts b/api.ts
@@ -4,7 +4,7 @@
  * The Plaid API
  * The Plaid REST API. Please see https://plaid.com/docs/api for more details.
  *
- * The version of the OpenAPI document: 2020-09-14_1.706.1
+ * The version of the OpenAPI document: 2020-09-14_1.708.0
  * 
  *
  * NOTE: This class is auto generated by OpenAPI Generator (https://openapi-generator.tech).
@@ -13689,7 +13689,7 @@ export interface CraCashflowInsightsReport {
      */
     generated_time: string;
     /**
-     * A map of cash flow attributes, where the key is a string, and the value is a float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
+     * A map of cash flow attributes, where the key is a string, and the value is a string, float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
      * @type {object}
      * @memberof CraCashflowInsightsReport
      */
@@ -14982,17 +14982,17 @@ export interface CraCreditProfileReport {
      */
     lend_scores: Array<CraCreditProfileLendScore>;
     /**
-     * A map of cash flow attributes, where the key is a string, and the value is a float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
-     * @type {{ [key: string]: object; }}
+     * A map of cash flow attributes, where the key is a string, and the value is a string, float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
+     * @type {{ [key: string]: any; }}
      * @memberof CraCreditProfileReport
      */
-    cashflow_insights_attributes: { [key: string]: object; } | null;
+    cashflow_insights_attributes: { [key: string]: any; } | null;
     /**
      * A map of network attributes, where the key is a string, and the value is a float, int, or boolean. For a full list of attributes, contact your account manager.
-     * @type {{ [key: string]: object; }}
+     * @type {{ [key: string]: any; }}
      * @memberof CraCreditProfileReport
      */
-    network_insights_attributes: { [key: string]: object; } | null;
+    network_insights_attributes: { [key: string]: any; } | null;
     /**
      * 
      * @type {CraCreditProfileReportMetadata}
@@ -17366,16 +17366,16 @@ export interface CraReportGetResponseProduct {
     version: string;
     /**
      * A map of product report metadata, where the key is a string and the value varies by product. For a full list of metadata fields per product, see the data dictionary. May be `null` if metadata was not available.
-     * @type {{ [key: string]: object; }}
+     * @type {{ [key: string]: any; }}
      * @memberof CraReportGetResponseProduct
      */
-    metadata: { [key: string]: object; } | null;
+    metadata: { [key: string]: any; } | null;
     /**
-     * A map of product attributes, where the key is a string and the value is a float, int, or boolean. The specific list of attributes depends on the product and version. For a full list, see the data dictionary. May be `null` if attributes were not available.
-     * @type {{ [key: string]: object; }}
+     * A map of product attributes, where the key is a string and the value can be any JSON value. The specific list of attributes depends on the product and version. For a full list, see the data dictionary. May be `null` if attributes were not available.
+     * @type {{ [key: string]: any; }}
      * @memberof CraReportGetResponseProduct
      */
-    attributes: { [key: string]: object; } | null;
+    attributes: { [key: string]: any; } | null;
     /**
      * Product-level errors. Non-empty when this product failed to generate; empty on success.
      * @type {Array<PlaidError>}
@@ -20134,6 +20134,12 @@ export interface CreditBankStatementsUploadsGetRequest {
      * @memberof CreditBankStatementsUploadsGetRequest
      */
     user_token: string;
+    /**
+     * 
+     * @type {string}
+     * @memberof CreditBankStatementsUploadsGetRequest
+     */
+    user_id?: string;
     /**
      * 
      * @type {CreditBankStatementsUploadsGetRequestOptions}
@@ -22076,6 +22082,12 @@ export interface CreditSessionsGetRequest {
      * @memberof CreditSessionsGetRequest
      */
     user_token: string;
+    /**
+     * 
+     * @type {string}
+     * @memberof CreditSessionsGetRequest
+     */
+    user_id?: string;
 }
 /**
  * CreditSessionsGetResponse defines the response schema for `/credit/sessions/get`
@@ -45026,7 +45038,8 @@ export enum ProcessorTokenCreateRequestProcessorEnum {
     Pay = 'pay',
     Natural = 'natural',
     Kanmon = 'kanmon',
-    Kick = 'kick'
+    Kick = 'kick',
+    Increase = 'increase'
 }
 
 /**
@@ -56223,7 +56236,7 @@ export interface TransferAuthorizationDecisionRationale {
     description: string;
 }
 /**
- * A code representing the rationale for approving or declining the proposed transfer.  If the `rationale_code` is `null`, the transfer passed the authorization check.  Any non-`null` value for an `approved` transfer indicates that the authorization check could not be run and that you should perform your own risk assessment on the transfer. The code will indicate why the check could not be run. Possible values for an `approved` transfer are:  `MANUALLY_VERIFIED_ITEM` - Item created via a manual entry flow (i.e. Same-Day Micro-deposit, Instant Micro-deposit, or database-based verification), limited information available.  `ITEM_LOGIN_REQUIRED` - Unable to collect the account information due to Item staleness. Can be resolved by using Link and setting [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) in the request to `/link/token/create`.  `PAYMENT_PROFILE_LOGIN_REQUIRED` - The Payment Profile associated with the call to `/transfer/authorization/create` is in a state that requires the end user to re-authenticate. Can be resolved by using Link to refresh the Payment Profile.  `MIGRATED_ACCOUNT_ITEM` - Item created via `/transfer/migrate_account` endpoint, limited information available.  `ERROR` - Unable to collect the account information due to an unspecified error.  The following codes indicate that the authorization decision was `declined`:  `NSF` - Transaction likely to result in a return due to insufficient funds.  `RISK` - Transaction is high-risk.  `TRANSFER_LIMIT_REACHED` - One or several transfer limits are reached, e.g. monthly transfer limit. Check the accompanying `description` field to understand which limit has been reached.
+ * A code representing the rationale for approving or declining the proposed transfer.  If the `rationale_code` is `null`, the transfer passed the authorization check.  Any non-`null` value for an `approved` transfer indicates that the authorization check could not be run and that you should perform your own risk assessment on the transfer. The code will indicate why the check could not be run. Possible values for an `approved` transfer are:  `MANUALLY_VERIFIED_ITEM` - Item created via a manual entry flow (i.e. Same-Day Micro-deposit, Instant Micro-deposit, or database-based verification), limited information available.  `ITEM_LOGIN_REQUIRED` - Unable to collect the account information due to Item staleness. Can be resolved by using Link and setting [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) in the request to `/link/token/create`.  `PAYMENT_PROFILE_LOGIN_REQUIRED` - The Payment Profile associated with the call to `/transfer/authorization/create` is in a state that requires the end user to re-authenticate. Can be resolved by using Link to refresh the Payment Profile.  `MIGRATED_ACCOUNT_ITEM` - Item created via `/transfer/migrate_account` endpoint, limited information available.  `ERROR` - Unable to collect the account information due to an unspecified error.  The following codes indicate that the authorization decision was `declined`:  `NSF` - Transaction has an elevated probability of resulting in a return due to insufficient funds.  `RISK` - Transaction is high-risk.  `TRANSFER_LIMIT_REACHED` - One or several transfer limits are reached, e.g. monthly transfer limit. Check the accompanying `description` field to understand which limit has been reached.  `ADMIN` - Transaction has an elevated probability of resulting in an administrative return (for example a closed, invalid, or unauthorized account).  `FRAUD` - Transaction has an elevated probability of being fraudulent.
  * @export
  * @enum {string}
  */
@@ -56236,6 +56249,8 @@ export enum TransferAuthorizationDecisionRationaleCode {
     PaymentProfileLoginRequired = 'PAYMENT_PROFILE_LOGIN_REQUIRED',
     Error = 'ERROR',
     MigratedAccountItem = 'MIGRATED_ACCOUNT_ITEM',
+    Admin = 'ADMIN',
+    Fraud = 'FRAUD',
     Null = 'null'
 }
 

diff --git a/base.ts b/base.ts
@@ -4,7 +4,7 @@
  * The Plaid API
  * The Plaid REST API. Please see https://plaid.com/docs/api for more details.
  *
- * The version of the OpenAPI document: 2020-09-14_1.706.1
+ * The version of the OpenAPI document: 2020-09-14_1.708.0
  * 
  *
  * NOTE: This class is auto generated by OpenAPI Generator (https://openapi-generator.tech).

diff --git a/common.ts b/common.ts
@@ -4,7 +4,7 @@
  * The Plaid API
  * The Plaid REST API. Please see https://plaid.com/docs/api for more details.
  *
- * The version of the OpenAPI document: 2020-09-14_1.706.1
+ * The version of the OpenAPI document: 2020-09-14_1.708.0
  * 
  *
  * NOTE: This class is auto generated by OpenAPI Generator (https://openapi-generator.tech).

diff --git a/configuration.ts b/configuration.ts
@@ -4,7 +4,7 @@
  * The Plaid API
  * The Plaid REST API. Please see https://plaid.com/docs/api for more details.
  *
- * The version of the OpenAPI document: 2020-09-14_1.706.1
+ * The version of the OpenAPI document: 2020-09-14_1.708.0
  * 
  *
  * NOTE: This class is auto generated by OpenAPI Generator (https://openapi-generator.tech).
@@ -96,7 +96,7 @@ export class Configuration {
         if(!this.baseOptions) this.baseOptions = {};
         if(!this.baseOptions.headers) this.baseOptions.headers = {};
         this.baseOptions.headers = {
-          ['User-Agent']: `Plaid Node v44.0.0`,
+          ['User-Agent']: `Plaid Node v45.0.0`,
           ['Plaid-Version']: '2020-09-14',
           ...this.baseOptions.headers,
         }

diff --git a/dist/api.d.ts b/dist/api.d.ts
@@ -2,7 +2,7 @@
  * The Plaid API
  * The Plaid REST API. Please see https://plaid.com/docs/api for more details.
  *
- * The version of the OpenAPI document: 2020-09-14_1.706.1
+ * The version of the OpenAPI document: 2020-09-14_1.708.0
  *
  *
  * NOTE: This class is auto generated by OpenAPI Generator (https://openapi-generator.tech).
@@ -13616,7 +13616,7 @@ export interface CraCashflowInsightsReport {
      */
     generated_time: string;
     /**
-     * A map of cash flow attributes, where the key is a string, and the value is a float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
+     * A map of cash flow attributes, where the key is a string, and the value is a string, float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
      * @type {object}
      * @memberof CraCashflowInsightsReport
      */
@@ -14905,20 +14905,20 @@ export interface CraCreditProfileReport {
      */
     lend_scores: Array<CraCreditProfileLendScore>;
     /**
-     * A map of cash flow attributes, where the key is a string, and the value is a float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
-     * @type {{ [key: string]: object; }}
+     * A map of cash flow attributes, where the key is a string, and the value is a string, float, int, or boolean. The specific list of attributes will depend on the cash flow attributes version used. For a full list of attributes, contact your account manager.
+     * @type {{ [key: string]: any; }}
      * @memberof CraCreditProfileReport
      */
     cashflow_insights_attributes: {
-        [key: string]: object;
+        [key: string]: any;
     } | null;
     /**
      * A map of network attributes, where the key is a string, and the value is a float, int, or boolean. For a full list of attributes, contact your account manager.
-     * @type {{ [key: string]: object; }}
+     * @type {{ [key: string]: any; }}
      * @memberof CraCreditProfileReport
      */
     network_insights_attributes: {
-        [key: string]: object;
+        [key: string]: any;
     } | null;
     /**
      *
@@ -17282,19 +17282,19 @@ export interface CraReportGetResponseProduct {
     version: string;
     /**
      * A map of product report metadata, where the key is a string and the value varies by product. For a full list of metadata fields per product, see the data dictionary. May be `null` if metadata was not available.
-     * @type {{ [key: string]: object; }}
+     * @type {{ [key: string]: any; }}
      * @memberof CraReportGetResponseProduct
      */
     metadata: {
-        [key: string]: object;
+        [key: string]: any;
     } | null;
     /**
-     * A map of product attributes, where the key is a string and the value is a float, int, or boolean. The specific list of attributes depends on the product and version. For a full list, see the data dictionary. May be `null` if attributes were not available.
-     * @type {{ [key: string]: object; }}
+     * A map of product attributes, where the key is a string and the value can be any JSON value. The specific list of attributes depends on the product and version. For a full list, see the data dictionary. May be `null` if attributes were not available.
+     * @type {{ [key: string]: any; }}
      * @memberof CraReportGetResponseProduct
      */
     attributes: {
-        [key: string]: object;
+        [key: string]: any;
     } | null;
     /**
      * Product-level errors. Non-empty when this product failed to generate; empty on success.
@@ -20041,6 +20041,12 @@ export interface CreditBankStatementsUploadsGetRequest {
      * @memberof CreditBankStatementsUploadsGetRequest
      */
     user_token: string;
+    /**
+     *
+     * @type {string}
+     * @memberof CreditBankStatementsUploadsGetRequest
+     */
+    user_id?: string;
     /**
      *
      * @type {CreditBankStatementsUploadsGetRequestOptions}
@@ -21980,6 +21986,12 @@ export interface CreditSessionsGetRequest {
      * @memberof CreditSessionsGetRequest
      */
     user_token: string;
+    /**
+     *
+     * @type {string}
+     * @memberof CreditSessionsGetRequest
+     */
+    user_id?: string;
 }
 /**
  * CreditSessionsGetResponse defines the response schema for `/credit/sessions/get`
@@ -44803,7 +44815,8 @@ export declare enum ProcessorTokenCreateRequestProcessorEnum {
     Pay = "pay",
     Natural = "natural",
     Kanmon = "kanmon",
-    Kick = "kick"
+    Kick = "kick",
+    Increase = "increase"
 }
 /**
  * ProcessorTokenCreateResponse defines the response schema for `/processor/token/create` and `/processor/apex/processor_token/create`
@@ -55937,7 +55950,7 @@ export interface TransferAuthorizationDecisionRationale {
     description: string;
 }
 /**
- * A code representing the rationale for approving or declining the proposed transfer.  If the `rationale_code` is `null`, the transfer passed the authorization check.  Any non-`null` value for an `approved` transfer indicates that the authorization check could not be run and that you should perform your own risk assessment on the transfer. The code will indicate why the check could not be run. Possible values for an `approved` transfer are:  `MANUALLY_VERIFIED_ITEM` - Item created via a manual entry flow (i.e. Same-Day Micro-deposit, Instant Micro-deposit, or database-based verification), limited information available.  `ITEM_LOGIN_REQUIRED` - Unable to collect the account information due to Item staleness. Can be resolved by using Link and setting [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) in the request to `/link/token/create`.  `PAYMENT_PROFILE_LOGIN_REQUIRED` - The Payment Profile associated with the call to `/transfer/authorization/create` is in a state that requires the end user to re-authenticate. Can be resolved by using Link to refresh the Payment Profile.  `MIGRATED_ACCOUNT_ITEM` - Item created via `/transfer/migrate_account` endpoint, limited information available.  `ERROR` - Unable to collect the account information due to an unspecified error.  The following codes indicate that the authorization decision was `declined`:  `NSF` - Transaction likely to result in a return due to insufficient funds.  `RISK` - Transaction is high-risk.  `TRANSFER_LIMIT_REACHED` - One or several transfer limits are reached, e.g. monthly transfer limit. Check the accompanying `description` field to understand which limit has been reached.
+ * A code representing the rationale for approving or declining the proposed transfer.  If the `rationale_code` is `null`, the transfer passed the authorization check.  Any non-`null` value for an `approved` transfer indicates that the authorization check could not be run and that you should perform your own risk assessment on the transfer. The code will indicate why the check could not be run. Possible values for an `approved` transfer are:  `MANUALLY_VERIFIED_ITEM` - Item created via a manual entry flow (i.e. Same-Day Micro-deposit, Instant Micro-deposit, or database-based verification), limited information available.  `ITEM_LOGIN_REQUIRED` - Unable to collect the account information due to Item staleness. Can be resolved by using Link and setting [`transfer.authorization_id`](https://plaid.com/docs/api/link/#link-token-create-request-transfer-authorization-id) in the request to `/link/token/create`.  `PAYMENT_PROFILE_LOGIN_REQUIRED` - The Payment Profile associated with the call to `/transfer/authorization/create` is in a state that requires the end user to re-authenticate. Can be resolved by using Link to refresh the Payment Profile.  `MIGRATED_ACCOUNT_ITEM` - Item created via `/transfer/migrate_account` endpoint, limited information available.  `ERROR` - Unable to collect the account information due to an unspecified error.  The following codes indicate that the authorization decision was `declined`:  `NSF` - Transaction has an elevated probability of resulting in a return due to insufficient funds.  `RISK` - Transaction is high-risk.  `TRANSFER_LIMIT_REACHED` - One or several transfer limits are reached, e.g. monthly transfer limit. Check the accompanying `description` field to understand which limit has been reached.  `ADMIN` - Transaction has an elevated probability of resulting in an administrative return (for example a closed, invalid, or unauthorized account).  `FRAUD` - Transaction has an elevated probability of being fraudulent.
  * @export
  * @enum {string}
  */
@@ -55950,6 +55963,8 @@ export declare enum TransferAuthorizationDecisionRationaleCode {
     PaymentProfileLoginRequired = "PAYMENT_PROFILE_LOGIN_REQUIRED",
     Error = "ERROR",
     MigratedAccountItem = "MIGRATED_ACCOUNT_ITEM",
+    Admin = "ADMIN",
+    Fraud = "FRAUD",
     Null = "null"
 }
 /**